Most of us keep pretty careful track of our savings, and checking , and our investments, if we have them. But perhaps our most important investment, our home, maybe not so much. Yet it represents for most of us, our single largest asset. Seems crazy right? While some of us work hard to balance our checkbooks down to the last penny for the day to day spending that we do, we fail to track the money we are making year to year on the monthly mortgage payment we make which is usually the biggest check we write every month!!! I have often said that the average gain on a house is 2-3% and statistically, that is probably all anyone should really count on as a "sure thing." Yes, there are down years. But do you know that there have been far fewer down years in the real estate market than in the stock market? and yet, when most people think in terms of investments, they only think of mutual funds, or stock holdings. Rarely do they think about the four walls that surround them. But they really should. Especially since 20% of Americans can afford to buy a home BUT don't even know it!!! I am not talking about going out and necessarily buying up homes and renting them out. Sure, this is a great goal. I do encourage you to do that if you can. But if you are paying rent, you are making a mortgage payment every month. It is just not your own mortgage you are paying down; and you are not getting any of the tax benefits or the investment benefits of owning your own house. But then, once you do buy your own home, I suggest that you speak with your professional Realtor about tracking the value of your home. I provide a periodic market snapshot to my clients for no charge that gives them an idea of the value of their home. It also provides them with information about new listings in their neighborhood, new sales in their neighborhood, and general market information. If you are interested in receiving this information, Text "Market" to (512) 213-0377, or email me at email@example.com. I just need your address and an email and I can provide the same service to you with no obligation or cost to you. I just believe that people should stay informed about the biggest asset they own! Below is a link to an article about home equity that you may find valuable:
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
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